Vesta Capital specializes in mortgage financing for
multi-family and commercial real estate

Our Principles and Commitment

Financing is an important component to the success of commercial property investment. Because we're investors and borrowers ourselves, we understand this in a way that really makes a difference in the level of service and value we provide our clients. Our goal is to create value for your investment by identifying and executing the best available financing meeting your needs. Our work is based on the following principles:

Deliver competent, responsive and ethical service, and always keep
the best interest of our clients first.

Our Value to Clients

The depth and diversity of our experience in commercial real estate enables us to provide high quality and value-added service and counsel. We have 30 years of experience in the local commercial real estate market in multiple disciplines of finance, appraisal, brokerage, renovation, investment and management. Our underwriting is comprehensive and we are diligent in identifying potential issues which could prevent a successful closing. We have saved many loans from bad appraisals and have an extensive network of relationships with lenders, brokers and appraisers active in our local market area.

But don't take our word for it; see what our clients have to say about Vesta Capital.

Our Lending Profile

Our funding sources are not limited to a single source or loan program. We utilize the entire marketplace of debt capital to identify and design the best available financing to meet your needs. We have developed excellent relationships with a variety of lenders including life companies, banks, credit unions, agencies such as Fannie Mae, and conduit sources (CMBS).

Loan Size:   $1 million minimum
Geographic Area:   Washington state; National service on case by case basis
Loan Types:   Permanent, renovation and construction loans
Fixed Rate/ARM:   Fixed rate structures from 3 to 25 years and adjustable rate programs
Property Types:   All types of multi-family and commercial including:
    —  Apartments, mobile home parks, elderly housing and care
    —  Retail, professional and medical office
    —  Industrial and self-storage
    —  Credit tenant and specialty properties

Thank you for taking the time to learn about our company and services. We look forward to hearing from you soon!

Gary Watts, Principal

Gary has 30 years of experience in the local commercial real estate market and has extensive lending experience in permanent, interim and construction financing. His past experience in appraisal, brokerage, investment and management brings added value, perspective and quality to the company's services.

Prior to forming Vesta Capital in 2007, he served as vice president and loan officer with Intervest Mortgage and Seattle Mortgage. Before beginning his career in mortgage finance over 10 years ago, he worked for 15 years as a commercial appraiser. He achieved the MAI designation as a member of the Appraisal Institute in 1990 and was a principal in several successful appraisal firms. His commercial real estate career began in 1980 as a licensed agent specializing in multi-family properties.

Gary has retained his real estate license, and is a member of the Commercial Broker's Association, the Rental Housing Association, and the Northwest Multiple Listing Association.